After submitting one credit application with Blue & Brass Co. a soft-credit inquiry will be completed with Experian. This will not effect your credit worthiness nor deduct any points from your credit. Your credit profile will be shared with our network of lenders. Banks that would like to provide you with a credit offer will do so by the contact method of your choice.

A soft-credit inquiry will not effect your credit, however a hard-credit pull would cost you 2 points off your credit for up to 2 years. Submitting an application to a dealership or your bank will likely result in a hard-credit pull and no competing offers. So with BLBR Co. you get to keep all of your credit points and for one credit application you could get competing offers from top-notch lenders.

It depends on your credit profile, requested collateral, and our network lenders’ discretion. Ideally you could receive up to 4-8 offers.

Please allow 1-2 business days for our lenders to review your request and provide you an offer as applicable.